LoanLabs offers real estate secured and unsecured loans that are faster and more flexible than traditional bank loans, with a first approval possible within 24 hours, though full completion and drawdown of funds varies by region and complexity, averaging 1-4 weeks. We focus on your property collateral, not credit history, providing tailored terms up to 80% LTV and 1-36 months, all backed by our tech-driven platform and 20 years of expertise, ensuring a seamless, trusted experience for high-net-worth individuals and private investors.

Right from the beginning, you'll benefit from LoanLabs' deep real estate expertise, where we build a tailor-made financial model and provide a discounted cash flow (DCF) valuation for your project - a game-changer that helps you avoid risks like overpaying, underestimating costs, or facing cash flow issues while empowering you with data-driven insights. Traditional lenders or brokers, lacking investment banking or property investing experience, simply can't match this level of insight. As a hybrid lender-broker, we access our own private capital for smaller loans, connect you to the whole of market with exceptional coverage of all lenders, both in the UK and mainland Europe, and offer faster approvals (as quick as 24 hours) and tailored loans focused on your property's value (not your credit score), ensuring that the exclusive community of our clients always makes smarter investment decisions.

LoanLabs ensures you get the best loan with the founding team's 20 years of family office investing expertise negotiating complex deals, access to exclusive networks unlocking otherwise unavailable sources of capital, legal and structuring skills honed on £1bn+ transactions to secure your ideal terms, investment-banking grade models and DCF valuations so you get the best terms, in-house RICS valuers with unmatched valuation know-how, our own capital to fund fast with conviction, a decades-built network of top UK, US and European lenders, and transformative deal terms that can double your returns or rescue a tough spot - all delivered with a few clicks, far beyond what traditional brokers and lenders can offer.

At LoanLabs, you'll get a faster, more streamlined process than elsewhere: after sending your enquiry, we can provide indicative terms within 24 hours for simple cases, followed by a tailored financial model and indicative debt offers (approved by credit committee) within 7 days on average, leveraging our proprietary in-house software and decades of experience. In the UK, funds can often be released in as little as 1-4 weeks, thanks to our ability to lend our own capital and avoid intermediary delays, compared to the industry's 17-working-day average from application to offer. For Ireland, expect a similar 1-4 weeks' timeline, while Germany, Benelux, and the CEE typically take 4-6 weeks - ensuring you get your funds swiftly and efficiently, no matter the region. Every case is unique, but delays are typically caused by the borrower's case not being presented in a way that lenders can understand - a critical obstacle LoanLabs overcomes.

Getting a loan from LoanLabs is designed to be as easy as possible for you. Here's what you need to provide to get started: just the essentials - details about the property, your business plan, your background as a borrower, and basic KYC and ownership documentation. We've made this part straightforward so you're not overwhelmed with demands, and our team is ready to assist with any paperwork or questions, cutting down your workload. Unlike traditional lenders who pile on requirements, we focus on your property's value and your vision, not your credit history, meaning fewer obstacles in your way.